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First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Real Estate Trivia

Q	What is a "smart home"?
A	A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies.
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Chip Sutton and Kim Wells, REALTOR�, real estate agent and broker for Londonderry, New Hampshire home listings, property and land for sale - NUMBER1EXPERT

Chip Sutton/Kim Wells
Prudential Verani Real Estate
One Verani Way
Londonderry, NH. 03053
Phone: 603-845-2130/603-845-2234
Toll Free: 800-392-2377 Ext.2130
Cell Phone: 603-785-9461/603-494-4409
Fax: 603-434-6189
Email: chipsutton@NUMBER1EXPERT.com
Email: chip.sutton@verani.com
Email: kim.wells@verani.com
Chip Sutton and Kim Wells of Prudential Verani Realty are your Southern, NH Real Estate specialists. Chip and Kim are ready to help you with any of your Real Estate buying or selling needs. Chip lives in Londonderry, NH and works in all the surrounding towns and is licensed in MA as well. He has his CRS(Certified Residential Specialist) designation and is a member of Prudentials Leading Edge Society, President's Circle and Chairman's Circle. He also holds the SRES (Senior Real Estate Specialist) designation as well as the CNHS(Certified New Homes Specialist) designation. Together with Kim Wells they are among the top producing agents in Prudential Verani Realty with 12 offices and over 300 full time agents. Kim lives in the Salem, NH area, holds both her NH & MA license and helps Buyers effectively throughout Central, Southern NH and Northern MA. She has served as Chip's assistant for 2 years and has been a partner in the team since 2008. Kim was the "Achiever of the Year" in 2007 and received Prudential's "Honor Society" award. Kim and Chip are both certified with Prudential Destination and Marketing Services to help Relocation Buyers and Sellers. The Sutton and Wells Team received the Leading Edge Society Award in 2008 & 2009 and received the Presidents Circle Award in 2010 as well as the Verani Top 12 "Ozzie" Award in 2010. Call Chip or Kim today with your Real Estate questions.Call 603-845-2130 or 603-845-2234.