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"....someone of integrity, honesty..." "...to know we were working with someone of integrity, honesty, and one who really cared for us as the client was so good." Allen and Judy J. of Windham, NH Read Quote > View All Quotes >  
Chip Sutton and Kim Wells is one of The Top Selling Real Estate Experts™
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Chip Sutton and Kim Wells' Resume
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Agent Info >
Chip Sutton and Kim Wells' Resume ...
Why Choose Chip Sutton? |
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There are many reasons to choose Chip:
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Well-respected Realtor in Southern NH. - works well with area Realtors. |
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Licensed in New Hampshire and Massachusetts. |
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Prudential Verani Realty - one of the largest Real Estate Agencies in Southern New Hampshire with nine offices in Londonderry, Derry, Hampstead, Kingston, Salem, Milford, Amherst, Nashua and Hudson |
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Background in Pastoral Ministry and Graphic Art. |
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Relocation Specialist. Certified with Prudential Relocation. |
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New Construction Specialist. |
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Uses "Talking House" broadcast machines on his listings. |
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Makes wide use of the Internet in all his Real Estate work. |
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Member of Prudential Multi Million Dollar Club since 1998. |
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Top Buyer Controlled Agent award in 2000. |
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Achiever of the Year award in 2000, 2010. |
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Prudential Verani Top Twelve "Ozzie" Award 2000-2006, 2010. |
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Presidents Circle award in 2000, 2001, 2002, 2004, 2005, 2006, 2010 from Prudential National. Leading Edge Award in 2007-10. Chairmans Circle Award 2003. |
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Knows how to "listen" to the needs of his Buyers and Sellers. |
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Resident of Londonderry, knows his market and the surrounding communities. |
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Can always be contacted via cell phone, voice mail or email. He always returns his calls! |
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Connected to one of the largest referral networks in the country. |
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Expert in preparing a Comparative Market Analysis on your home. |
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Prepares attractive listing package and display for every listing. |
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Has contacts with hosts of outstanding loan officers. |
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Expert negotiator. |
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Member of Christian Real Estate network. |
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Aggressive, prompt but not "pushy". |
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CRS(Certified Residential Specialist)designation. |
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Outstanding Team - Partner Kim Wells. Mary Atigian, Transaction Coordinator. Stayci Fast and Jennifer Colvin,Certified Home Stagers. |
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Why Choose Kim Wells?
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The many goals Kim set out to achieve have come to fruition. Her first passion for effective and productive living was towards family and community. Letters of recommendation testify to Kim's exemplary work ethic, availability to those around her, professional demeanor, and the existence of life long relationships.
Kim will bring this level of energy, professionalism, loyalty, organization and attention to detail to your specific needs.
Due to working and cooperating within a very wide variety of organizations within New Hampshire Kim's sphere of influence is working towards the success of your transaction.
Kim's education includes a Bachelor of Science degree from the University of New York and entry into the Masters program in mathematics. She has worked professionally in New Hampshire since 1980 with her children Cara and Jake. Kim's latest personal achievement was receiving certification in keelboat coastal cruising.
Kim is outstanding as a Buyers Agent and exhibits an extraordinary ability to find just the right house that fits the needs of her clients. She is E-Certified and proficient in the use of the latest computer technology to locate, compare and market homes in New Hampshire.
* Resident of Salem, NH area and knows Central and Southern NH well.
* Part of Prudential Verani Realty, the premier Real Estate agency in Southern, NH.
* Prudential Verani's "Achiever of the Year" award in 2007, 2010.
* Prudential Nationals "Honor Society" award in 2007. "Leading Edge Society" in 2008-9. Prudential's President Circle in 2010.
* Prudential Verani's Top 12 "Ozzie" Award in 2010.
* Prudential Destination Services Certification to help Relocation Buyers in NH.
* Prudential Marketing Assistance Certification to help Relocation Sellers in NH.
* Licensed in NH and MA. Can help clients on both sides of the border.
* Outstanding reviews from Buyers and Sellers alike.
* Background in teaching. Knowledgeable and a good listener.
* Well respected by fellow Realtors for her honesty and personable work style.
* Great sense of humor and adventuresome spirit.
Other members of the Sutton & Wells Real Estate Team include:
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| Stayci Fast - Certified Home Stager |
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| Mary Atigian - Transaction Coordinator |
Our commitment to you:
We promise to give you our best efforts and all the resources of Prudential Verani Realty to meet your Real Estate needs. Nobody will work harder for you to get the job done than the Sutton & Wells Real Estate Team. We are committed to maintaining good communication with both our Buyers and Sellers, and at all times to conduct our business with the highest degree of honesty and integrity.
Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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See All Tips In The "Financing Your Home" Category > |
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Real Estate Trivia
| Q | Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common? |
| A | Lender in these states must pay interest on funds held in escrow accounts. |
| See More Real Estate Trivia > |
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