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Pre-Qualify For Your Mortgage

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. We have an in-house mortgage company called RMS, Residential Mortgage Services, Inc. We will have one of our loan officers contact you right away and get your preapproved quickly. Simply fill out the form below to get started. 

Remember:We will respect your privacy! We know this is your personal information, and We will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as a top Londonderry Realtors to offer services such as these. 

Once you fill out the form, We will quickly process your information and get right back to you!
 

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About Your Move
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Selling Your Home >Your Selling Strategy

Have your housing needs expanded along with your income? Are you are thinking about selling your property and looking for a new home? The transition can be accomplished smoothly by using a systematic approach.

As part of your selling strategy, it is advantageous to have your present house under contract before you begin a serious search for a new home. This will make you attractive to sellers in two ways. You won't have to include a contingency in your offer to cover the sale of your present home. You will strengthen your negotiating position by improving your financial circumstance with an accepted offer. In a situation where there are multiple offers on the new home, the chances of your offer being accepted are better if it isn't dependent on selling another house before you can make a move.

See All Tips In The "Selling Your Home" Category >
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Real Estate Trivia

Q 
What areas are known as the 'silk stocking' districts of this famous city?

A 
In Central Park West, Fifth Avenue and Park Avenue in Manhattan, apartments go for $222,610 to $282,709 per room.
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Chip Sutton and Kim Wells, REALTORŪ, real estate agent and broker for Londonderry, New Hampshire home listings, property and land for sale - NUMBER1EXPERT

Chip Sutton/Kim Wells
Prudential Verani Real Estate

One Verani Way
Londonderry, NH. 03053
Phone: 603-845-2130/603-845-2234
Toll Free: 800-392-2377 Ext.2130
Cell Phone: 603-785-9461/603-494-4409
Fax: 603-434-6189
Email: chipsutton@NUMBER1EXPERT.com
Email: chip.sutton@verani.com
Email: kim.wells@verani.com

Chip Sutton and Kim Wells of Prudential Verani Realty are your Southern, NH Real Estate specialists. Chip and Kim are ready to help you with any of your Real Estate buying or selling needs. Chip lives in Londonderry, NH and works in all the surrounding towns and is licensed in MA as well. He has his CRS(Certified Residential Specialist) designation and is a member of Prudentials Leading Edge Society, President's Circle and Chairman's Circle. He also holds the SRES (Senior Real Estate Specialist) designation as well as the CNHS(Certified New Homes Specialist) designation. Together with Kim Wells they are among the top producing agents in Prudential Verani Realty with 12 offices and over 300 full time agents. Kim lives in the Salem, NH area, holds both her NH & MA license and helps Buyers effectively throughout Central, Southern NH and Northern MA. She has served as Chip's assistant for 2 years and has been a partner in the team since 2008. Kim was the "Achiever of the Year" in 2007 and received Prudential's "Honor Society" award. Kim and Chip are both certified with Prudential Destination and Marketing Services to help Relocation Buyers and Sellers. The Sutton and Wells Team received the Leading Edge Society Award in 2008 & 2009 and received the Presidents Circle Award in 2010 as well as the Verani Top 12 "Ozzie" Award in 2010. Call Chip or Kim today with your Real Estate questions.Call 603-845-2130 or 603-845-2234.

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