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All agents are NOT alike! Find out why we are top real estate experts. Call Chip: 603-845-2130 or Kim: 603-845-2234
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Get Free Presentation On My Home Marketing.
Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed.
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 Compare three mortgages at one time.
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Chip Sutton and Kim Wells is one
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Find Out About the Latest Londonderry Area Homes for Sale Before Anyone Else!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the Londonderry, New Hampshire area MLS, and even later on the national listings web sites, if at all. By signing up to receive our latest listings, we'll send you an email notice instantly -- as soon as our latest homes for sale go online. You'll find out first, before other Londonderry buyers. There is absolutely no obligation, and this service is free of charge. Don't miss out! Just fill out the form to get started...
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Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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| Q |
According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?
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| A |
Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home. |
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Tammy Conover - CMV Home Loans
Powered by Countrywide Home Loans this is Prudential Verani's outstanding "inhouse" full service Mortgage Company.
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