Online Real Estate Resources and Reference Materials

"He went above and beyond what was expected..."
"During this very stressful time in our lives, he took the edge off with his patience and guidance."
"Paul and Frieda Q. of Salem, NH"
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Chip Sutton and Kim Wells is one of The Top Selling Real Estate Experts™
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Unique and Luxury Homes

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	LuxuryRealEstate.com
	PremierPropertiesOnly.com "Only Our Site Will Show You The Most Premier Properties Available."
	UniqueHomes.com "The Magazine Of Luxury Real Estate."

Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced.

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more.

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation.

Remember: As a top Londonderry area Realtor, it's my job to know more about a property than any web site. Make sure you have the most current information!

Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Real Estate Trivia

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Chip Sutton and Kim Wells, REALTORŽ, real estate agent and broker for Londonderry, New Hampshire home listings, property and land for sale - NUMBER1EXPERT

Chip Sutton/Kim Wells
Prudential Verani Real Estate
One Verani Way
Londonderry, NH. 03053
Phone: 603-845-2130/603-845-2234
Toll Free: 800-392-2377 Ext.2130
Cell Phone: 603-785-9461/603-494-4409
Fax: 603-434-6189
Email: chipsutton@NUMBER1EXPERT.com
Email: chip.sutton@verani.com
Email: kim.wells@verani.com
Chip Sutton and Kim Wells of Prudential Verani Realty are your Southern, NH Real Estate specialists. Chip and Kim are ready to help you with any of your Real Estate buying or selling needs. Chip lives in Londonderry, NH and works in all the surrounding towns and is licensed in MA as well. He has his CRS(Certified Residential Specialist) designation and is a member of Prudentials Leading Edge Society, President's Circle and Chairman's Circle. He also holds the SRES (Senior Real Estate Specialist) designation as well as the CNHS(Certified New Homes Specialist) designation. Together with Kim Wells they are among the top producing agents in Prudential Verani Realty with 12 offices and over 300 full time agents. Kim lives in the Salem, NH area, holds both her NH & MA license and helps Buyers effectively throughout Central, Southern NH and Northern MA. She has served as Chip's assistant for 2 years and has been a partner in the team since 2008. Kim was the "Achiever of the Year" in 2007 and received Prudential's "Honor Society" award. Kim and Chip are both certified with Prudential Destination and Marketing Services to help Relocation Buyers and Sellers. The Sutton and Wells Team received the Leading Edge Society Award in 2008 & 2009 and received the Presidents Circle Award in 2010 as well as the Verani Top 12 "Ozzie" Award in 2010. Call Chip or Kim today with your Real Estate questions.Call 603-845-2130 or 603-845-2234.