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Chip Sutton and Kim Wells

These properties presented by Chip Sutton and Kim Wells of Prudential Verani Real Estate


Email: chipsutton@NUMBER1EXPERT.com
Phone: 603-845-2130
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Well MAINTAINED DERRY 2 FAMILY Price: $179,900  COMING SOON!!  
 
Location:   15 High St. Derry, NH 03038
Type:   Multi Family Home
Bedrooms:   4
Bathrooms:   2
MLS#:   0000000
COMING SOON. FIRST FLOOR 1 BDRM, SECOND FL. 3 BDRM. CONVENIENT LOCATION.
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Location:   30 North Shore Rd. Derry NH 03038
Type:   Single Family Home
Bedrooms:   2
Bathrooms:   1
MLS#:   4127830
Charming 2 bedroom 1 bath year round Cottage on lovely Beaver Lake. 62 ft. of shoreline. Swimming, fishing and boating. Well maintained place. Public sewer.
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Feature Property - 3 Bedroom Post and Beam Cape Price: $259,900  CALL US TODAY!  
 
Location:   33 Whittier St. Newton, NH 03858
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   1
MLS#:   4127278
CHARMING 3 BEDROOM POST AND BEAM COUNTRY CAPE ON 1.5 ACRES WITH SMALL BARN. CUSTOM BUILT WITH HARDWOOD, TILE AND PINE FLOORS. FULLY APPLIANCED KITCHEN AND LOVELY DINING ROOM. NEW BATHROOM, NEW BOILER AND SUPERSTOR IN 2004. MUCH MORE.
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3 Bedroom Ranch with Contemporary Loft Price: $259,900  TEMP. OFF MARKET  
 
Location:   44 Noyes Rd. Londonderry NH 03053
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   1 full, 1 half
MLS#:   4105271
Unique 3 bedroom Ranch with Contemporary style loft area. Fabulous Great Room with cathedral ceilings & skylights. 2 acre lot and much more.
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Feature Property - 3 BDRM RANCH W/ 1 BDRM COTTAGE Price: $309,900  JUST REDUCED!  
 
Location:   105 & 105A Lawrence Rd. Salem, NH 03079
Type:   Single Family Home
Bedrooms:   4
Bathrooms:   2
MLS#:   4092532
Rare find: 3 bedroom Ranch with 1 bedroom Cottage along Spicket River. Great for In Law or Rental. Property is very well maintained. Two lots combined make an acre. Great yard. Unique property with lot's of possibilities!
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Feature Home - 3 BDRM SALEM RANCH WITH CHARACTER Price: $235,000  PENDING 2/1/12  
 
Location:   24a Clinton St. Salem, NH 03079
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   1 full, 1 3/4 baths
MLS#:   4089912
Charming 3 Bedroom Ranch in great commuter location in Salem NH. Nice neighborhood,.31 acre lot with great fenced in rear yard. Two car under garage. 3 Season porch and deck in rear. Much more.
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Feature Home - Spacious 2 Bedroom Chester Condo Price: $165,000  BACK ON MARKET!  
 
Location:   30 Villager Rd. Chester, NH
Type:   Condo
Bedrooms:   2
Bathrooms:   2
MLS#:   4028641
Just Reduced!!SPACIOUS (OVER 2,000SF)CAPE STYLE CONDO IN DESIRABLE VILLAGES AT CHESTER. LOVELY COMMUNITY. PRIVATE SETTING. COZY FIREPLACED LIVING ROOM.
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Location:   88 Tiffany Lane, Manchester NH 03104
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   1 full, 1 half, 1 3/4 baths
MLS#:   4084842
Handsome 3-4 bedroom Colonial in desirable Eastwind Estates. Hardwood floors, stainless steel appliances. Private backyard. Incredible finished basement with additional bonus rooms. Many possibilities.
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Location:   5 Rocky Hill Dr. Litchfield NH
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   1 full, 1 3/4 baths
MLS#:   4064930
A most remarkable home of nearly 4,000 sq. ft. Full of surprises, this Post and Beam Contemporary is set on a private wooded 1.5 acre lot in desirable Litchfield NH. Unique and fabulous house.
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Feature Property - 3 BDRM CONTEMPORARY RANCH Price: $219,900  OFF MARKET FOR NOW  
 
Location:   472 Second NH Turnpike Hillsborough, NH
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   1 full, 1 3/4 baths
MLS#:   4080496
Beautiful 3 bedroom, 2 bath Ranch with Contemporary flair on very private 3.35 acre lot. Freshly painted exterior, farmers porch, covered rear porch, 12 ft. ceilings in living room, gas log fireplace and more. First year heating cost included!!
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Equal Housing Opportunity

Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia

Q 
What does "contingency" mean in real estate?

A 
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence."
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Chip Sutton and Kim Wells, REALTORŪ, real estate agent and broker for Londonderry, New Hampshire home listings, property and land for sale - NUMBER1EXPERT

Chip Sutton/Kim Wells
Prudential Verani Real Estate

One Verani Way
Londonderry, NH. 03053
Phone: 603-845-2130/603-845-2234
Toll Free: 800-392-2377 Ext.2130
Cell Phone: 603-785-9461/603-494-4409
Fax: 603-434-6189
Email: chipsutton@NUMBER1EXPERT.com
Email: chip.sutton@verani.com
Email: kim.wells@verani.com

Chip Sutton and Kim Wells of Prudential Verani Realty are your Southern, NH Real Estate specialists. Chip and Kim are ready to help you with any of your Real Estate buying or selling needs. Chip lives in Londonderry, NH and works in all the surrounding towns and is licensed in MA as well. He has his CRS(Certified Residential Specialist) designation and is a member of Prudentials Leading Edge Society, President's Circle and Chairman's Circle. He also holds the SRES (Senior Real Estate Specialist) designation as well as the CNHS(Certified New Homes Specialist) designation. Together with Kim Wells they are among the top producing agents in Prudential Verani Realty with 12 offices and over 300 full time agents. Kim lives in the Salem, NH area, holds both her NH & MA license and helps Buyers effectively throughout Central, Southern NH and Northern MA. She has served as Chip's assistant for 2 years and has been a partner in the team since 2008. Kim was the "Achiever of the Year" in 2007 and received Prudential's "Honor Society" award. Kim and Chip are both certified with Prudential Destination and Marketing Services to help Relocation Buyers and Sellers. The Sutton and Wells Team received the Leading Edge Society Award in 2008 & 2009 and received the Presidents Circle Award in 2010 as well as the Verani Top 12 "Ozzie" Award in 2010. Call Chip or Kim today with your Real Estate questions.Call 603-845-2130 or 603-845-2234.

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