Southern New Hampshire including Londonderry, Derry, and Salem real estate and homes for sale - Chip Sutton and Kim Wells, REALTOR® Chip Sutton and Kim Wells REALTOR(r) for Londonderry, New Hampshire real estate - NUMBER1EXPERT™ Chip Sutton and Kim Wells NUMBER1EXPERT(tm) for Londonderry, New Hampshire real estate

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Chip Sutton and Kim Wells, REALTORŪ, real estate agent and broker for Londonderry New Hampshire home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call Chip: 603-845-2130 or Kim: 603-845-2234

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" Kim was very helpful in all areas...and in unexpected events!"
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Testimonials: Londonderry New Hampshire home buying, real estate listings, and homes for sale in Rockingham                     County, NH
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"We couldn't have done it without you"

"I wanted to take a minute to thank you so much for your help in marketing, selling, taking control of , and closing the property. When you came over that one night to talk about your marketing strategy(which I ran into while unpacking yesterday), I knew that we had the right guy for the job. Your positive attitude and technology based approach really seemed to be what we needed for a timely sell and to get what we wanted for the property. I think that we worked well together and navigated some tricky issues like the cracked furnace, closing costs, room painting, empty oil tanks, dogs, etc. with relative ease. I would heartily recommend you to friends in Bedford looking to move and the relocation folks here at Dell. We couldn't have done it without you." 

"Michael G." from Bedford, NH

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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What is the average age range of a second-home buyer in the United States?

A 
Currently, second-home buyers in America are most often between 41 and 44 years of age.
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Chip Sutton and Kim Wells, REALTORŪ, real estate agent and broker for Londonderry New Hampshire home listings, property and land for sale - NUMBER1EXPERT(tm)

Chip Sutton/Kim Wells
Prudential Verani Real Estate

One Verani Way
Londonderry, NH. 03053
Phone: 603-845-2130/603-845-2234
Toll Free: 800-392-2377 Ext.2130
Cell Phone: 603-785-9461/603-494-4409
Fax: 603-434-6189
Email: chipsutton@NUMBER1EXPERT.com
Email: chip.sutton@verani.com
Email: kim.wells@verani.com

Chip Sutton and Kim Wells of Prudential Verani Realty are your Southern, NH Real Estate specialists. Chip and Kim are ready to help you with any of your Real Estate buying or selling needs. Chip lives in Londonderry, NH and works in all the surrounding towns and is licensed in MA as well. He has his CRS(Certified Residential Specialist) designation and is a member of Prudentials Leading Edge Society, President's Circle and Chairman's Circle. He also holds the SRES (Senior Real Estate Specialist) designation as well as the CNHS(Certified New Homes Specialist) designation. Together with Kim Wells they are among the top producing agents in Prudential Verani Realty with 12 offices and over 300 full time agents. Kim lives in the Salem, NH area and helps Buyers effectively throughout Central and Southern NH. She has served as Chip's assistant for 2 years and is now a partner in the team. Kim was the "Achiever of the Year" in 2007 and received Prudential's "Honor Society" award. Kim and Chip are both certified with Prudential Destination and Marketing Services to help Relocation Buyers and Sellers. The Sutton and Wells Team received the Leading Edge Society Award in 2008 & 2009 and were in the companies top 12 agents for May 2009. Call Chip or Kim today with your Real Estate questions.Call 603-845-2130 or 603-845-2234.

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Prudential Verani Real Estate real estate and homes for sale in Londonderry New Hampshire




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