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Making An Offer >Creative Offers

Putting together an offer on a home is easy if the buyer has a lot of money, a terrific job and impeccable credit. Many buyers are not in that precise situation, however. And while sellers like to get their asking price, good listing agents prepare them for the possibility of receiving offers that involve some compromises.

Successful real estate agents know how to put together creative offers and do whatever it takes to make a transaction work. If a buyer is low on cash, the agent may structure an offer that shifts closing costs to the seller, minimizing the amount of cash that the buyer needs to close. A variation of a lease purchase arrangement might be effective if a buyer has recently changed jobs or is self-employed. Owner-financing for part of the loan can make a difference in some cases. If your agent brings you a complex offer designed to get a buyer into your home, don't say "no" until you understand the offer.

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Real Estate Trivia

Q 
What does the abbreviation PITI stand for?

A 
Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment.
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Chip Sutton and Kim Wells, REALTORŪ, real estate agent and broker for Londonderry, New Hampshire home listings, property and land for sale - NUMBER1EXPERT

Chip Sutton/Kim Wells
Prudential Verani Real Estate

One Verani Way
Londonderry, NH. 03053
Phone: 603-845-2130/603-845-2234
Toll Free: 800-392-2377 Ext.2130
Cell Phone: 603-785-9461/603-494-4409
Fax: 603-434-6189
Email: chipsutton@NUMBER1EXPERT.com
Email: chip.sutton@verani.com
Email: kim.wells@verani.com

Chip Sutton and Kim Wells of Prudential Verani Realty are your Southern, NH Real Estate specialists. Chip and Kim are ready to help you with any of your Real Estate buying or selling needs. Chip lives in Londonderry, NH and works in all the surrounding towns and is licensed in MA as well. He has his CRS(Certified Residential Specialist) designation and is a member of Prudentials Leading Edge Society, President's Circle and Chairman's Circle. He also holds the SRES (Senior Real Estate Specialist) designation as well as the CNHS(Certified New Homes Specialist) designation. Together with Kim Wells they are among the top producing agents in Prudential Verani Realty with 12 offices and over 300 full time agents. Kim lives in the Salem, NH area, holds both her NH & MA license and helps Buyers effectively throughout Central, Southern NH and Northern MA. She has served as Chip's assistant for 2 years and has been a partner in the team since 2008. Kim was the "Achiever of the Year" in 2007 and received Prudential's "Honor Society" award. Kim and Chip are both certified with Prudential Destination and Marketing Services to help Relocation Buyers and Sellers. The Sutton and Wells Team received the Leading Edge Society Award in 2008 & 2009 and received the Presidents Circle Award in 2010 as well as the Verani Top 12 "Ozzie" Award in 2010. Call Chip or Kim today with your Real Estate questions.Call 603-845-2130 or 603-845-2234.

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